Auto Protection
Auto Insurance - North St. Paul, MN
From daily commutes to weekend adventures, our auto insurance keeps you safe on the road. Protect your car and your peace of mind with coverage tailored to your driving needs.
Drive Safe
Your Auto Insurance Questions Answered
Auto insurance can seem complicated, but we’re here to simplify it. Below are answers to common questions Minnesota drivers have about coverage and claims.
What types of auto insurance coverage are available?
We offer liability, collision, and comprehensive options. Liability covers damages to others, collision covers your vehicle repairs after an accident, and comprehensive handles non-accident-related incidents, like theft or weather damage. We’re here to guide you to the right coverage for your driving needs.
Do you offer insurance for classic or vintage cars?
Yes, we offer specialized coverage for classic and vintage vehicles. Classic cars have unique insurance needs, and our policies include agreed value coverage, lower deductibles, and tailored options to keep your prized car protected.
How is my auto insurance premium calculated?
Your premium depends on factors like your driving record, vehicle type, and coverage levels. Safer driving records and vehicles with advanced safety features can help lower costs. We’ll work with you to find coverage that balances protection and affordability.
Does auto insurance cover rental cars?
Many auto policies extend to cover rental vehicles, but this depends on your specific policy. If you’re planning to rent, we’ll help you understand what’s covered and recommend any temporary add-ons if needed, so you can travel with confidence.
How do I file an auto insurance claim?
Filing a claim with Garry Insurancenter is easy. Simply give us a call, provide details about the incident, and we’ll guide you from documentation to settlement. We aim to make the process as seamless as possible, helping you get back on the road quickly.
Can I adjust my policy if I purchase a new car?
Absolutely. If you upgrade your vehicle or change your driving needs, we’ll help you update your policy to ensure continuous coverage. Our team makes sure you’re protected from the first day you drive your new car.
Are there discounts available for safe drivers?
Yes! Safe driving can often qualify you for discounts. We also offer savings for bundled policies, vehicle safety features, and more. Ask our team about ways to reduce your premium while keeping strong coverage.
Why choose Garry Insurancenter for auto insurance?
As a family-owned agency with deep roots in the area, we understand Minnesota’s unique driving conditions. We offer friendly, personalized service and policies tailored to your needs, so you can drive confidently knowing you’re fully protected by a team that cares.