Home Insurance - North St. Paul, MN

Home insurance typically covers your home’s structure, personal belongings, and liability if someone is injured on your property. From damages caused by fires and storms to personal property theft, our policies help keep you covered against life’s surprises.

Absolutely. Whether it’s your primary residence, a seasonal cabin, or a rental property, we offer coverage that protects your valuable spaces. Vacation homes often face unique risks, and our team can guide you in finding the right coverage for each property.

While standard home insurance covers incidents like fire and wind damage, flood and earthquake coverage may require additional policies. We’re here to help you explore these options to ensure you’re fully protected.

Liability coverage steps in if someone is injured on your property or if you accidentally cause damage to someone else’s property. It covers medical costs, legal fees, and settlements, providing you with essential protection against unexpected incidents.

Absolutely. We understand that life changes, and your insurance should keep up. As your needs evolve, we’re here to help adjust your policy to fit, whether you’re renovating, adding assets, or moving.

Filing a claim is simple with us. Just give us a call, and we’ll walk you through each step. We’re here to support you from initial paperwork to a final settlement, making the process as smooth as possible.

In many cases, yes. Our policies often extend to cover personal items like laptops or jewelry even when they’re outside your home. We’ll work with you to clarify specific coverage options.

With over 50 years of local expertise, our family-owned agency understands Minnesota’s unique risks. We’re here to provide personal service and comprehensive coverage, ensuring you’re protected by a team that truly cares.