Asset Protection

Commercial Property Insurance for Your Business

Protect your business’s physical assets with commercial property insurance. Our coverage safeguards buildings, equipment, and inventory, ensuring your business remains resilient against unexpected losses.

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Building Coverage

Protection for your business’s property from fire, theft, and natural disasters.

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Inventory Protection

Safeguards valuable stock and supplies to keep your business running smoothly.

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Equipment Coverage

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Covers essential equipment from damage, helping prevent costly interruptions.

Local Knowledge

Policies crafted with Minnesota’s unique risks and needs in mind.

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Safeguard Your Business’s Physical Assets

Commercial property insurance is essential for any business with physical assets. Our policies protect against losses from events like fires, storms, and theft, keeping your operations steady.

At Garry Insurancenter, we know that every business’s assets are vital to its success. From office buildings to inventory and equipment, our commercial property insurance covers what keeps your business moving. As a local agency, we’re attuned to the specific risks faced by Minnesota businesses, helping you select a policy that shields your assets and minimizes interruptions. Trust us to protect your investments with comprehensive coverage and reliable, local support.

Your Questions

Commercial Property Insurance FAQs

Commercial property insurance can feel complicated, so we’re here to help. Here are answers to common questions from Minnesota business owners.

  • What does commercial property insurance cover?

    Commercial property insurance covers physical assets like buildings, equipment, and inventory. It protects against losses from fire, theft, vandalism, and certain weather events, helping your business recover quickly after unexpected incidents.

  • Do I need commercial property insurance if I rent my business space?

    Yes, even renters benefit from commercial property insurance. While the building itself is often covered by the landlord, you’ll still want coverage for your equipment, inventory, and other assets inside the space. We tailor policies to fit the needs of tenants and property owners alike.

  • How is the coverage amount determined?

    Coverage is based on the value of your business’s assets, including buildings, inventory, and equipment. Our team works with you to assess these values, ensuring your policy provides sufficient protection without overextending your budget.

  • Are natural disasters covered by commercial property insurance?

    Commercial property insurance typically covers common events like fire and wind, but specific natural disasters, such as floods or earthquakes, may require additional policies. We’ll help you evaluate your risk and discuss options to keep your assets covered.

  • Does commercial property insurance cover business interruption?

    Business interruption coverage can often be added to your commercial property insurance. This additional protection helps replace lost income if your business is temporarily closed due to a covered event, so you can maintain stability even during recovery.

  • Can I get coverage for outdoor signage and landscaping?

    Yes, we offer options to cover outdoor elements like signage, fencing, and landscaping. These assets are essential to your business’s image, and we’re here to help you protect them as part of a comprehensive property insurance policy.

  • What types of businesses benefit most from commercial property insurance?

    Any business with physical assets can benefit from commercial property insurance. Retail stores, offices, manufacturers, and warehouses all rely on this protection to secure buildings, inventory, and equipment. Our policies cater to businesses of all sizes and industries.

  • Why choose Garry Insurancenter for commercial property insurance?

    As a family-owned agency with a deep understanding of Minnesota’s business landscape, we’re committed to providing tailored, reliable coverage. With over 50 years of experience, we offer knowledgeable support and customized policies to protect your business’s physical assets and growth potential.

Protect Your Assets

Get Your Commercial Property Insurance Quote from Garry Insurancenter