As winter approaches, it's natural to be concerned about keeping your home safe and warm. With the season's challenges, a few proactive steps can prevent stress and costly insurance claims later on.

Seal Gaps Around Windows and Doors

A classic but effective method to retain heat is by sealing gaps around windows and doors. This simple step helps reduce energy bills, keeping your home cozy.

Update Smart Thermostat Settings

Consider upgrading to a smart thermostat that adjusts automatically to reduce energy waste. Setting it between 68°F and 70°F while at home can significantly improve efficiency.

Insulate Exposed Pipes

Insulating pipes, especially in basements or on exterior walls, is crucial to prevent them from freezing and bursting. This step can save you from potential headaches and costly repairs.

Schedule a Heating System Checkup

Annual heating inspections can prevent surprise breakdowns during cold snaps. Ensuring your system is in top shape keeps your home warm throughout the winter.

Boost Indoor Air Quality

Improve air quality by using HEPA or MERV 13+ filters in HVAC systems or portable units. These filters help eliminate viruses, particles, dust, and allergens, ensuring a healthier living environment.

Clear and Check Solar Panels

Maintaining solar panel efficiency during winter is vital. Remember to activate winter modes and regularly clear snow after storms.

Clean Out Gutters

Clear leaves and debris from gutters to prevent ice dams and water backup before heavy snow hits.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables to simplify potential insurance claims.

Implementing even a few of these steps can make a big difference in protecting your home during winter. Stay proactive and remember it's never too late to get started. If you're unsure what your homeowner's insurance covers during winter events, feel free to review your policy with us.